Daryle Evans Mortgage Lender
Vice President
Mortgage Loan Originator, NMLS # 264599
Home Equity Loans
Home Equity Loans are becoming more popular as interest rates are at a historic low. This is a great way to get money to renovate, consolidate credit cards, go on a vacation or for other purposes. It differs from refinancing to get cash, in that you keep your original mortgage and the home equity loan is a separate loan. You can’t borrow 100% of the equity in your home for a home equity loan. The maximum amount you can borrow varies, but it’s usually between 75% and 90% of the value of the home. Other factors such as your credit score, debt-to-income ratio (DTI) and loan-to-value ratio (LTV) also determine how much you can borrow. Daryle Evans Mortgage Lender can help you apply for a home equity loan.Benefits of Home Equity loans:
• Existing mortgage doesn’t change. Unlike refinancing, you keep your current loan and it’s remaining term. Not having to refinance can save you years of payments if a refi would be for a longer term than what you currently have left. • Shorter term loan than a refinance. Home equity loans are generally for less years and therefore will be paid off sooner. • Lump sum payment. When your home equity loan closes, you’ll receive a lump sum payment from your lender, which you can use for anything you want. This loan will have to be repaid monthly – usually at a fixed rate.Home Equity Loans
NMLS Consumer Access
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR
SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE
TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING
2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINTED
FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A
TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-
5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO
MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET
DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF
LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A
WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY
THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR
MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE
CONSULT THE DEPARTMENT’S WEB SITE AT
WWW.SML.TEXAS.GOV.
Daryle Evans, NMLS #264599
President
Mortgage Loan Originator
208 Buckskin Drive
Waxahachie, TX 75167
Cowtown Lending Services, LLC.
NMLS #2395734
Would you like to discuss your mortgage with me?
All consultations are NO CHARGE and NO OBLIGATION.
LOAN TYPES
• VA Loan s • FHA Loans • Home Equity Loans • Conventional Loans • USDA Loans • Reverse Mortgage • Refinancing • Self Employed Borrowers Loans
Low Rates No Hassle
We have access to the lowest rates in the nation.
We give free pre-approval analysis so give us a call at 469-360-9716 for your free estimate.
We serve the following cities and surrounding areas:
Cedar Hill, Arlington, Mansfield, Midlothian, Waxahachie, Granbury,
Alvarado, Burleson, Cleburne, Ennis, Kaufman, Red Oak, Desoto,
Melissa, Allen, Fairview, Plano, Lucas, Princeton, Farmersville, Murphy,
Wylie, Rockwall, Rowlett, Royse City, Fate, Caddo Mills, Argyle, Haslett,
Keller, Saginaw
We have moved from 10185 Custer Road Suite 300 Plano TX 75025
to
208 Buckskin Drive Waxahachie TX 75167
LOW RATES
LOW FEES
FAST CLOSING
FREE PRE-APPROVAL
Daryle Evans Mortgage
Lender
Vice President
Mortgage Loan Originator,
NMLS # 264599
Home Equity Loans
Home Equity Loans are becoming more popular as interest rates are at a historic low. This is a great way to get money to renovate, consolidate credit cards, go on a vacation or for other purposes. It differs from refinancing to get cash, in that you keep your original mortgage and the home equity loan is a separate loan. You can’t borrow 100% of the equity in your home for a home equity loan. The maximum amount you can borrow varies, but it’s usually between 75% and 90% of the value of the home. Other factors such as your credit score, debt-to-income ratio (DTI) and loan-to-value ratio (LTV) also determine how much you can borrow. Daryle Evans Mortgage Lender can help you apply for a home equity loan.Benefits of Home Equity
loans:
• Existing mortgage doesn’t change. Unlike refinancing, you keep your current loan and it’s remaining term. Not having to refinance can save you years of payments if a refi would be for a longer term than what you currently have left. • Shorter term loan than a refinance. Home equity loans are generally for less years and therefore will be paid off sooner. • Lump sum payment. When your home equity loan closes, you’ll receive a lump sum payment from your lender, which you can use for anything you want. This loan will have to be repaid monthly – usually at a fixed rate.Home Equity Loans
We have access to the lowest rates in the nation. We give free pre-approval analysis so give us a call at 469-360-9716 for your free estimate
HOME LOAN
TYPES
• VA Loans • FHA Loans • Home Equity Loans • Conventional Loans • USDA Loans • Reverse Mortgage • Refinancing • Self Employed Borrowers Loans
NMLS Consumer Access
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL
MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO
THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR,
SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE
OBTAINTED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE
CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A
RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES
SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE
LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR
TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
Daryle Evans, NMLS #264599
President
Mortgage Loan Originator
208 Buckskin Drive
Waxahachie, TX 75167
Cowtown Lending Services, LLC.
NMLS #2395734
We serve the following cities and
surrounding areas:
Cedar Hill, Arlington, Mansfield,
Midlothian, Waxahachie, Granbury,
Alvarado, Burleson, Cleburne, Ennis,
Kaufman, Red Oak, Desoto, Melissa,
Allen, Fairview, Plano, Lucas, Princeton,
Farmersville, Murphy, Wylie, Rockwall,
Rowlett, Royse City, Fate, Caddo Mills,
Argyle, Haslett, Keller, Saginaw
We have moved from 10185 Custer Road Suite 300 Plano TX 75025
to
208 Buckskin Drive Waxahachie TX 75167
LOW RATES
LOW FEES
FAST CLOSING
FREE PRE-APPROVAL
BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION
ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN
ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF
LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR
REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED
BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION
ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT
WWW.SML.TEXAS.GOV
